# Actual Budget

> Budgeting that stays on your device — A local-first budgeting app that keeps your finances on your own device, using envelope budgeting.

- Page: https://tesign.com/en/item/actual-budget/
- JSON: https://tesign.com/en/item/actual-budget/index.json
- Korean Markdown: https://tesign.com/item/actual-budget/index.md
- Generated: 2026-09-18 21:08 UTC

## RANKS

- PRODUCTIVITY #17 · FINANCE #3 (As of 2026-09-18 15:00 UTC)

## Numbers

- 28,885 stars — checked on GitHub 2026-09-15 21:33 UTC (+2 observed since the check)
- 7-day +11 observed via GH Archive (as of 2026-09-18 15:00 UTC)
- 24h +2 ★ · 30d +14 ★ (as of 2026-09-18 15:00 UTC)
- Star total = the value last checked on GitHub (stars_checked_at) + increases observed via GH Archive since. The 24h · 7d · 30d gains are GH Archive hourly events summed to the reference time (as_of). No score of ours.

## AT A GLANCE

- LICENSE: MIT (permissive) — https://spdx.org/licenses/MIT.html
- USAGE: Use, change and redistribute, commercially too. Keep the notice.
- OPEN SOURCE: YES
- LANGUAGE: TypeScript
- PLATFORM: web · windows · macos · linux
- CATEGORY: FINANCE · PRODUCTIVITY
- Tags: 가계부 · 예산 · 로컬 우선 · 오픈소스
- How to start: Use in the browser
- SOURCES: GitHub https://github.com/actualbudget/actual
- TRY: https://actualbudget.org/

## ACTIVITY

- Last commit: 2026-09-15 19:56 UTC
- Latest release: [unconfirmed]
- Contributors: [unconfirmed]
- Open issues (incl. PRs): [unconfirmed]
- Made by: [unconfirmed]
- Checked on GitHub: 2026-09-15 21:33 UTC

## TESIGN TAKE

Having no bank sync looks like a drawback, but typing entries yourself is what makes the money actually visible. For one person on one machine, the desktop app alone is enough.

## WHY IT MATTERS

Most budgeting apps require a bank connection, and your transaction history lands on someone else's server. Actual inverts that: the data lives on your device, there is nothing to sign up for, and the whole source is open. You add a sync server only when you want the same budget on more than one device.

## BUILD FROM THIS

- Written in NodeJS around the envelope budgeting method. Four ways to deploy: one-click PikaPods (~$2/month), managed Fly.io hosting (~$1.50/month), self-hosted Docker, or local-only desktop apps for Windows, Mac and Linux. Multi-device sync and optional end-to-end encryption are included.

## WHO IT'S FOR

- People who want to budget seriously but do not want to hand bank credentials to an app, and households sharing one budget across devices.

## START IN 5 MINUTES

```
# Open the demo at demo.actualbudget.org and click around the real app first, then download the desktop build. If you want it on several devices, PikaPods is the quickest route.
```

## CAVEATS

- Syncing across devices needs a server, and managed hosting costs about $1.50–$2 a month. Transactions are entered by hand or imported from a file.

## RECEIPT

- FIRST SEEN BY TESIGN: 2026-09-15 21:32 UTC
- AT SOURCE: 2022-04-29 02:41 UTC
- KEPT: 2026-09-18 21:07 UTC
- Published on TESIGN: 2026-09-18 21:07 UTC
- Text last updated: 2026-09-18 21:07 UTC

## How to read this

- This file was produced by the same build, from the same data, as the tesign.com item page. The text is editorial; the numbers are stored observations.
- null in the JSON means not observed — never zero. The Markdown writes [unconfirmed] for it.
- Star total = the value last checked on GitHub (stars_checked_at) + increases observed via GH Archive since. The 24h · 7d · 30d gains are GH Archive hourly events summed to the reference time (as_of). No score of ours.
- A summary, not legal advice.

[Image] https://tesign.com/img/actual-budget-9b9d23318b.png